A2A Payments in the Americas
Introduction
Across the Americas, A2A payment systems have evolved to meet the demand for faster, more accessible, and cost-effective financial transactions.
From PIX in Brazil to SPEI in Mexico and Zelle in the United States, each country offers its own localized solution, often backed by central banks and tailored to local consumer behavior.
Orkestra’s API unifies access to these systems, enabling you to reach customers and settle payments locally with minimal integration effort.
🌐 Covered Payment Methods
| Country | Payment Method | Notes |
|---|---|---|
| 🇦🇷 Argentina | CVU | Standardized account aliases for interoperable transfers between bank accounts and wallets. |
| 🇧🇷 Brazil | PIX | 24/7 instant payments are regulated by the Brazilian Central Bank (BCB). |
| 🇨🇴 Colombia | PSE | Bank-connected gateway for online direct debit payments. |
| 🇲🇽 Mexico | SPEI | Immediate interbank transfers are operated by Banco de México (Banxico). |
🛠️ What’s Inside
- Specific requirements and parameters per payment method.
- Sample requests and responses.
- Webhook events for status updates.
- Country-specific notes when applicable.
Orkestra simplifies A2A payments across the Americas — giving you localized reach with a single API integration.