Account-to-Account Payout Solutions
Account-to-Account (A2A) payouts allow businesses to disburse funds directly into a recipient’s bank account — instantly, securely, and without involving card schemes or legacy wire networks.
Through Orkestra’s unified API, you can initiate real-time or scheduled payouts using local rails like PIX (Brazil), SPEI (Mexico), and others, ensuring compliance with each country’s settlement infrastructure while maintaining a consistent integration experience.
🚀 Why A2A Payouts?
Instant Settlement: Funds are typically received in seconds or minutes — no waiting days for a wire.
Cost-Effective: Avoids card network fees, interchange, and correspondent banking costs.
Compliant & Regulated: Built on national clearing systems regulated by central banks.
Scalable: A single integration gives you access to multiple markets and payout rails.
Trusted by Recipients: Funds are delivered directly into bank accounts, with no additional apps or wallets required.
🧩 How A2A Payouts Work
- Your system submits a payout request via Orkestra’s API.
- Orkestra routes the transfer via the local banking rail (e.g., PIX or SPEI).
- The recipient receives the funds directly into their bank account.
- Status updates are sent back via webhooks or queried via API.
✨ Summary
Orkestra’s A2A Payout solutions are built to move money at internet speed, securely and affordably, across key Latin American markets.
From salary disbursements to cashback, vendor payments to affiliate settlements — A2A is the fastest, most local way to pay.
You get one API, consistent behavior, and full visibility — while your recipients get paid instantly and seamlessly.