Card payments remain one of the most popular ways to accept online transactions, offering broad reach, convenience, and familiarity for consumers.
Unlike account-to-account transfers, card payments rely on international card networks, supporting a seamless experience across regions and currencies.
With Orkestra, you can easily process card payments — including credit and debit cards — through a unified API, leveraging local and international acquirers with high acceptance rates and security standards.
🚀 Why Card Payments?
Global Reach: Accept payments from customers worldwide with major card brands.
Customer Familiarity: Cards are still the preferred payment method for many online shoppers.
Built-in Protections: Card payments benefit from established dispute resolution and fraud prevention mechanisms.
Flexibility: Support for credit and debit transactions, 3D Secure authentication, and installment options where available.
Fast Authorizations: Payments are authorized in real-time, giving instant feedback to customers.
🧹 How Card Payments Work
- Merchant collects the customer’s card details securely.
- Orkestra processes the authorization request with the card network.
- Depending on the card and risk configuration, 3D Secure authentication may be triggered.
- Upon authorization, the merchant can capture funds immediately or later, depending on the capture strategy.
- Funds are settled according to acquirer and card brand timelines.
✨ Summary
Orkestra’s Card Payment solution allows you to offer your customers a familiar, trusted, and globally recognized payment method.
With built-in 3D Secure support, customizable capture options, and seamless API integration, you can scale your payments with confidence — whether in Brazil, Latin America, or beyond.